Blog
Knowledge is power
Learnings, teachings, tips & tricks for anyone to reference to help them make informed decisions as you navigate your home-buying journey.
Auction or Private Sale?
We’re heading into the spring selling season and you might be considering selling your property. So, what method should you use? Auction or private sale?
There are a few key considerations and the answer depends on your circumstances, but what does the data tell us?
What is a mortgage broker and why do you need one?
70% of Australians use the services of a mortgage broker. The reality is banking is becoming more impersonal. And, unfortunately, there is little loyalty from the banks to their long-standing customers with new customers get better mortgage rates than existing ones. That’s where a mortgage broker comes in.
Set yourself up for a successful new financial year
Now that the new financial year is up and running, it’s a great time to review your financial position and set yourself up for 24/25. Here are a few tips to get you started.
End of Financial Year Tips for Borrowers
The year is flying by and tax time is already upon us. To help you get organised, we’ve noted some important dates and key information to have ready.
Increase in cash sales makes RBA’s job harder.
I like to go to local open for inspections to meet potential home buyers. More and more recently during my chats, I hear the phrase “I don’t need a mortgage.” This surprises me a little given that houses are regularly selling at more than $1.5 million, so what a position to be in.
Do you earn overtime?
Overtime and allowances are a mainstay of many workers’ pay packets. Some rely on overtime to turn their pay from a base salary to a living wage. Others use overtime to save a little more, or buy some of life’s little luxuries.
What question do I get asked the most?
As a mortgage broker, I get to meet a lot of people right when they are buying a house. And right now, there is one big question that I keep getting asked.
It’s not the big 4 anymore, it’s the big 5.
There are four big players in the home loan market, but a new player has emerged: the Bank of Mum and Dad.
Big banks benefit again
KPMG’s Australian Major Banks Full Year 2023 results analysis finds that the majors reported a combined cash profit after tax from continuing operations of $32.5 billion, up 12.4 percent compared to FY22.
Let’s face it. The last 4 years have sucked. But 2024 could be the year you start to pay off your mortgage faster.
Covid and the lock downs were tough. Then inflation and the cost of living got out of control. Houses now cost more than ever before.
House prices set to climb $100,000 in 2 years.
According to analysis by PropTrack and KPMG, the cost of housing could increase by over $100,000 in the next two years.
Thinking of building a new home? What does it cost and why have prices sky rocketed?
Building a brand-new home is a fantastic experience, and one that I recommended everyone do in their lifetime. Why? Because, just like you, a brand-new home is unique in its personality and you can shape it to fit what you want.
Do you always make money when you sell your home? The answer is no.
While it is a common myth that property will always increase in value, that is simply not the case as more home owners and investors are discovering recently.
Landlords are selling, and here’s why.
While it is a common myth that property will always increase in value, that is simply not the case as more home owners and investors are discovering recently.
What next for the economy?
Australian home owners and investors have been given a 2-month reprieve on rate rises and now they might be getting used to it. But that might not be the end.
Start your journey
If it’s time for you to start looking for a new home, whether to live in, rent out, build, or renovate, then get started today.
Let’s do this together.