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Knowledge is power

Learnings, teachings, tips & tricks for anyone to reference to help them make informed decisions as you navigate your home-buying journey.

Peter Jefferson Peter Jefferson

Auction or Private Sale?

We’re heading into the spring selling season and you might be considering selling your property. So, what method should you use? Auction or private sale?

There are a few key considerations and the answer depends on your circumstances, but what does the data tell us?

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Peter Jefferson Peter Jefferson

What is a mortgage broker and why do you need one?

70% of Australians use the services of a mortgage broker. The reality is banking is becoming more impersonal. And, unfortunately, there is little loyalty from the banks to their long-standing customers with new customers get better mortgage rates than existing ones. That’s where a mortgage broker comes in.

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Peter Jefferson Peter Jefferson

Increase in cash sales makes RBA’s job harder.

I like to go to local open for inspections to meet potential home buyers. More and more recently during my chats, I hear the phrase “I don’t need a mortgage.” This surprises me a little given that houses are regularly selling at more than $1.5 million, so what a position to be in.

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Peter Jefferson Peter Jefferson

Do you earn overtime?

Overtime and allowances are a mainstay of many workers’ pay packets. Some rely on overtime to turn their pay from a base salary to a living wage. Others use overtime to save a little more, or buy some of life’s little luxuries.

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Peter Jefferson Peter Jefferson

What question do I get asked the most?

As a mortgage broker, I get to meet a lot of people right when they are buying a house. And right now, there is one big question that I keep getting asked.

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Peter Jefferson Peter Jefferson

Big banks benefit again

KPMG’s Australian Major Banks Full Year 2023 results analysis finds that the majors reported a combined cash profit after tax from continuing operations of $32.5 billion, up 12.4 percent compared to FY22.

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Peter Jefferson Peter Jefferson

What next for the economy?

Australian home owners and investors have been given a 2-month reprieve on rate rises and now they might be getting used to it. But that might not be the end.

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Start your journey

If it’s time for you to start looking for a new home, whether to live in, rent out, build, or renovate, then get started today.

Let’s do this together.