Whist it is easy to get caught up in the excitement of purchasing a home, it is important to make sure the property is suitable for your needs. Remaining objective is critical to your overall success.

In searching for a property, you spend countless weeks or even months searching for the right house. When you’ve finally found it, you want to make sure you’re ready so you don’t miss out.

Proven savings ability is an important aspect of securing a loan but your expenses also form part of the equation when a lender accesses your ability to service a loan.

And every day you read about how housing is unaffordable and the ongoing struggle for first home buyers to crack into the market, whether they be singles, couples or young families.

Finding your home is time consuming, stressful and overwhelming at times, and you want to get it right.

With so many lenders, types of loans and loan features to pick from, it can be hard to know what’s right for you.

Finding the right home loan can be a stressful process.  It takes time to contact a number of lenders to find out their rates and conditions and try to determine what is best for you.

While searching for a new home can be a little stressful and at times confusing, one way to search with more confidence is to obtain pre-approval for your finance.

When seeking finance to purchase a property, it can help to understand the 5 C’s of credit and how they can impact your success in securing finance for your property.

The more the merrier is how the saying goes, and this is true for borrowing capacity as well. If you have 2 or more incomes, you can borrow more money.

When looking to purchase a property, it’s easy to get caught up in looking for the right property and leaving the ‘how you’re going to pay for it’ part for later.

No matter what the financial outlook, or what interest rates are doing or the health of the economy, making sound financial choices consistently will always put you in a better financial position.

Determining how much you can borrow depends on a range of factors. There are many lenders who will now do loans up to 95% of the value of the home (known as Loan to Value Ratio, or LVR), and some will even go as high as 98%.

The first step to owning a home is to be able to provide a deposit.  This is important for a number of reasons. Primarily real estate agents will need the deposit when you make an offer or bid and win at an auction to secure the property and sign a contract of sale.

The Christmas and upcoming summer holidays are a great opportunity to relax, unwind and spend quality time with those we love.  This time of the year is filled with social festivities, family get togethers and summer BBQ’s, it certainly earns its title as the most wonderful time of the year.

It’s easier than you think for a small-medium sized business to go from successful to in trouble in the blink of an eye, particularly in this climate.

Expenses are running high, business ebbs and flows, add in an ATO debt to the mix and you could find yourself struggling to keep your head above water.

Buying a property is a big investment, for many, it’s the most significant asset they will own.  Whether you’re looking for your dream home or an investment property, there are a few key things to look out for when inspecting potential properties that have little to do with the house itself.

You’ve looked around for months and you’ve finally found a property that ticks your boxes and fits within your price range.  The auction date is set – so what now?

There are a few important things you need to know and do before auction day.

Spring time is buying season. And buying a property at auction can be incredibly stressful, but that stress can be minimised by being prepared and following some important tips.

Springtime is usually a busy time for property sales.  The weather is warming up, gardens look their best and the days are getting longer.  People’s moods pick up after the cold of winter and they start thinking of life after the winter hibernation.