Finding the right home loan can be a stressful process.  It takes time to contact a number of lenders to find out their rates and conditions and try to determine what is best for you.

While searching for a new home can be a little stressful and at times confusing, one way to search with more confidence is to obtain pre-approval for your finance.

When seeking finance to purchase a property, it can help to understand the 5 C’s of credit and how they can impact your success in securing finance for your property.

The more the merrier is how the saying goes, and this is true for borrowing capacity as well. If you have 2 or more incomes, you can borrow more money.

When looking to purchase a property, it’s easy to get caught up in looking for the right property and leaving the ‘how you’re going to pay for it’ part for later.

No matter what the financial outlook, or what interest rates are doing or the health of the economy, making sound financial choices consistently will always put you in a better financial position.

Determining how much you can borrow depends on a range of factors. There are many lenders who will now do loans up to 95% of the value of the home (known as Loan to Value Ratio, or LVR), and some will even go as high as 98%.

The first step to owning a home is to be able to provide a deposit.  This is important for a number of reasons. Primarily real estate agents will need the deposit when you make an offer or bid and win at an auction to secure the property and sign a contract of sale.

The Christmas and upcoming summer holidays are a great opportunity to relax, unwind and spend quality time with those we love.  This time of the year is filled with social festivities, family get togethers and summer BBQ’s, it certainly earns its title as the most wonderful time of the year.

It’s easier than you think for a small-medium sized business to go from successful to in trouble in the blink of an eye, particularly in this climate.

Expenses are running high, business ebbs and flows, add in an ATO debt to the mix and you could find yourself struggling to keep your head above water.

Buying a property is a big investment, for many, it’s the most significant asset they will own.  Whether you’re looking for your dream home or an investment property, there are a few key things to look out for when inspecting potential properties that have little to do with the house itself.

You’ve looked around for months and you’ve finally found a property that ticks your boxes and fits within your price range.  The auction date is set – so what now?

There are a few important things you need to know and do before auction day.

Spring time is buying season. And buying a property at auction can be incredibly stressful, but that stress can be minimised by being prepared and following some important tips.

Springtime is usually a busy time for property sales.  The weather is warming up, gardens look their best and the days are getting longer.  People’s moods pick up after the cold of winter and they start thinking of life after the winter hibernation. 

We’re heading into the spring selling season and you might be considering selling your property. So, what method should you use? Auction or private sale?

There are a few key considerations and the answer depends on your circumstances, but what does the data tell us?

70% of Australians use the services of a mortgage broker. The reality is banking is becoming more impersonal. And, unfortunately, there is little loyalty from the banks to their long-standing customers with new customers get better mortgage rates than existing ones. That’s where a mortgage broker comes in.

Now that the new financial year is up and running, it’s a great time to review your financial position and set yourself up for 24/25. Here are a few tips to get you started.

The year is flying by and tax time is already upon us. To help you get organised, we’ve noted some important dates and key information to have ready.

I like to go to local open for inspections to meet potential home buyers. More and more recently during my chats, I hear the phrase “I don’t need a mortgage.” This surprises me a little given that houses are regularly selling at more than $1.5 million, so what a position to be in.

Overtime and allowances are a mainstay of many workers’ pay packets. Some rely on overtime to turn their pay from a base salary to a living wage. Others use overtime to save a little more, or buy some of life’s little luxuries.